Aetna
Florida Insurance
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Aetna
of Florida One
of the nation's largest health insurance leaders, Aetna of Florida, brings
you health care, pharmacy, dental, disability insurance, employee benefits, and
group life services. More than 17 million people across the country now benefit
from the Aetna network of nearly 1.5 million health care professionals, doctors
and specialists. As the people's choice, Aetna of Florida has become a statewide
leader in health insurance. That allows Aetna to bring you an array of health
insurance and employee benefits products with special services through a consumer-directed
health plan. This gives you even greater control over your own health care. As
a Florida resident, you'll find that Aetna has designed plans to meet your needs.
The Aetna First Dollar and Open Access health insurance plans give you access
to any recognized health care provider within the PPO network. You can also enjoy
lower deductibles with the Aetna Preventative and Hospital Care plans. To give
you more control of your health care dollars, Aetna has three health savings account
(HSA) compatible plans. You
can run an instant quote
to see detailed information about plan details, limitations, and restrictions.
Or contact us and we will help you decide on
a plan that is right for you and your family. Rate
Information:
All Aetna
deductible options have a 6 month rate guarantee. Please run an instant
quote for available rates in your area. The
premium can be paid via quarterly, semi-annual, or annual billing, or a monthly
bank draft or credit card. The bank draft will occur on the premium due
date each month. The initial premium can be paid with a check or credit
card.
Network:
Use Aetna's
DocFind to locate Aetna's participating doctors and hospitals,
dentists, in addition to Primary Care Physician-referred facilities and vendors
in your area. You may obtain covered services from any provider anywhere,
but you will pay a higher percentage of the bill for out-of-network expenses. It
is important to note that many non-emergency services require you to obtain
pre-authorization before services are rendered. Receiving this authorization
is as easy as making a phone call. Not doing so can result in your benefits
being reduced from 100% to 0%.
Underwriting:
Underwriting
of your application with Aetna normally takes two to three weeks, though
if medical records are ordered it could take longer. It
is standard practice to request a Blood Pressure Inquiry or medical records
for all applicants who are currently being treated for or who have recently
discontinued treatment for high blood pressure or elevated cholesterol.
Certain conditions may be waivered with a temporary rider (usually for one to
two years), or an indefinite rider.
Effective
dates:
The earliest
your coverage can go into effect is one day after your signed application has
been received by Aetna. You may request an effective date any time as
far out as 60 days after you sign your application. Please
note, if you are requesting an effective date of less than 21 days from the
time you complete the application, you may not receive notification of your
approval until after your effective date. If you have claims during this
period, they will be eligible for coverage if submitted after you have been
approved. Also note that you will be billed starting on your requested
effective date, even if you have not yet been notified that you have been approved.
This is very good for someone who does not have any present coverage and would
like for their benefits to begin right away. For those who are already
covered, it is suggested that you maintain your current coverage in force until
you have received notice from either
eFLHealthInsurance
or directly from Aetna that your coverage has been approved and is in
force.
How to
Apply:
Simply run an
instant quote and
select the plan you are interested in. Then select to apply
online (note: internet explorer is required to apply online) or download
the application, fill it out and fax it in to us. We will then stay in
touch with your during the underwritting process to keep you informed of the
progress.
About
Aetna of Florida:
Formed in 1850,
Aetna is one of the nation's leaders in health care, dental, pharmacy,
group life, disability, and long-term care insurance and employee benefits. Aetna
is rated "A" (Excellent) by the A.M.
Best Company, an independent insurance rating organization. eFLHealthInsurance
is an independent authorized Aetna agent.
Aetna
Health Insurance in the News
Aetna Extends Banner Relation
Aetna and Banner Health Network collaborated to extend their relation pertaining to Accountable Care Collaboration.
Aetna Pharmacy Management Introduces Five New Patient Safety Programs
Aetna today announced that it is adding five new capabilities to Aetna Rx Check®, a collection of programs designed to promote safety and prevent the misuse of various prescription drugs such as pain medications and antibiotics.
Aetna Downgraded to Neutral
Aetna comes down to Neutral following first-quarter earnings miss.
Aetna Helps Members Keep Cash in Their Wallets by Keeping Their Care In-Network
Aetna is reaching out to members and their doctors to alert members when a referral for an outpatient surgical procedure may take them out of the Aetna network – and cost them much more money.
Aetna and Banner Health Expand Accountable Care Relationship to Support More Than 200,000 Patients
Aetna announced today it is expanding its relationship with Banner Health Network to include full technology support for population health management and patient services for more than 200,000 patients.
Aetna Helping to Create Safer Birth Days for Moms and Babies
Parents are predisposed to protect their child’s well-being. However, evidence suggests that for a variety of non-medical reasons, too many babies are delivered by cesarean section or their birth dates are selected too early -- before the recommended 39 weeks of pregnancy.
Aetna International Names Eugene Marks as General Manager of Americas Region
Aetna , a leading global diversified health care benefits company, announced today that Eugene Marks has been named general manager of the Americas region for its International business.
Aetna Downgraded to Neutral - Analyst Blog
We are downgrading our recommendation on the shares of Aetna Inc. ( AET ) following the soft first quarter 2012 results. Reported quarter earnings missed the Zacks Consensus Estimate by
Aetna Offers Voluntary Benefits to Chamber of Commerce Members and Their Families
As part of its ongoing arrangement with the Chamber Insurance Trust , Aetna announced today it is now offering Voluntary insurance benefits to the employees of mor
OB/GYN, Aetna cost dispute may affect 5,000
About 5,000 metro Phoenix women covered by Aetna could be forced to switch doctors or medical practitioners next week because of a dispute between the insurance company and a large East Valley obstetrics and gynecology practice.
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